Zainwestuj w akcje Stripe
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Zainwestuj w akcje Stripe

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Funds should be available in your balance within one to seven business days depending on the method used to add funds. Ensuring the wire or transfer from your bank includes your Stripe unique reference code in the transfer memo allows funds settle to your account without delay. You can find this unique reference code on the Balances page in the Dashboard.

Click Add to balance. Sign in. An image of the Stripe logo. Create account. Business operations. Financial services. Developer tools. All products. Adding funds to your Stripe balance Add funds to your Stripe balance to cover increased refunds and chargebacks.

If you determine adding additional funds to cover the balance is still necessary, see below for instructions: Add funds. Was this page helpful? Powered by Markdoc. Sign up for developer updates:. Sign up. You can unsubscribe at any time. And there are competitors that offer more flexibility and even charge a lot less. So, if you are on the lookout for the best Stripe alternatives that can seamlessly fit your needs, we have got you checked off with an extensive roundup.

Best Stripe Alternatives You Can Try in Here, we have put together 12 best Stripe alternatives after considering many key factors like reliability, pricing, global reach, how developer-friendly the service is, and more. Besides that, we have also mentioned a few payment processors for specific regions so that you can choose a proper alternative to Stripe in your country.

There could be multiple reasons why you may want to explore Stripe competitors. Maybe you want to have a payment system that offers you more flexibility to facilitate payments or maybe you have set your sight on cutting down the processing fee Stripe takes 2. Further, Stripe is still not available in many countries so e-commerce platforms are looking for a reliable Stripe alternative. Irrespective of whether you want to have a cheaper Stripe alternative or a more flexible one that can get along nicely with your specific demand, look no further than these highly-rated substitutes.

PayPal PayPal is one of the oldest fintech companies in the world so it has a lot of experience in handling online payments and preventing fraud. For this very reason, PayPal is among the best Stripe alternatives you can go for. In terms of pricing, Stripe and PayPal share a similar processing fee of 2. But the difference between these two services is global reach. PayPal is available in just about every country in the world which is much larger than Stripe.

So, if you have an online business with customers all around the world then PayPal is certainly the best payment processor, bar none. Apart from that, PayPal is also very developer-friendly, similar to Stripe. You can easily integrate PayPal checkout with your online business from hundreds of templates. Simply put, PayPal is an outright alternative to Stripe if you want reliability and global reach. Pricing: 2.

Braintree Braintree is our next pick for Stripe alternatives which is also a division of PayPal. In terms of offerings, Braintree is an obvious alternative to Stripe. You incur a processing fee of 2. Apart from that, you get access to payment templates and can personalize the checkout form as per your preference. There are also options for recurring billing and ACH transfer. Since Braintree is supported by PayPal, its global reach is much larger than Stripe.

Having said that, the best part about Braintree is that, unlike Stripe, it does not charge you separately for billing, invoice, and other advanced APIs. All in all, Braintree is one of the best Stripe alternatives and you should definitely check it out.

Square and Stripe started at the same time in and since then, they have been direct competitors. Both offer excellent payment services with industry-leading technology and wide support for different forms of payments. And even in terms of functionality, Square is quite similar to Stripe. Coming to the pricing, both the services have the same processing fee of 2.

Nevertheless, Square is particularly for those businesses that want to set up payments instantly and without any friction. You get the best of the world from in-person sales to online payments. Pros :. Cons: Account stability issues Not suitable for big companies Pricing: 2. Adyen Adyen is our next pick for Stripe alternative which seems a small company but has a huge base of merchants. In tandem, Adyen is one of the best payment processors for small and medium-sized businesses.

The reason is its extremely low processing fee in comparison to Stripe. For instance, it charges 0. It only has a higher processing fee for Amex cards which is capped at 3. And that is not all, Adyen provides merchant accounts which means you will have better control over your online account.

Having said that, Adyen has a great global reach which also includes Africa, Europe, and other Asian regions. To sum up, if you run a small business and want to cater to the stated regions, must check out Adyen as it is a cheaper alternative to Stripe. Pros : Low price and best for small businesses Offers merchant account Great global reach Best for Africa and Asia Fraud prevention technology, Easy to integrate Cons: The layout needs improvements Pricing: 0.

Visit Website 5. Dwolla Dwolla is our next payment processor which is among the cheapest Stripe alternatives in the US. It offers a merchant account and has support for ACH transactions. Among other things, Dwolla is one of the most developer-friendly service providers with excellent documentation and requirement-based customization. You have to pay a processing fee of 0. And that is not all, there is no monthly fee or any other hidden charges.

You also get access to many developer tools and features without any additional fee. However, keep in mind, Dwolla is available only in the US. So if you want a payment processor at a low cost in the US, Dwolla can be a great a Stripe alternative. Amazon Payments Amazon Payments is another service like Stripe which has a huge global reach and offers many localized features.

It also lets you customize the payment setup in local currency which is quite helpful for a global business to thrive. Talking about the processing fee, Amazon Payments charges 1. Apart from that, you get fraud detection using AI, billing, invoice management, and lots of other features without any separate charge.

Having said all of that, the prime distinction between Amazon Payments and Stripe is global reach. So, if Stripe is not cutting for you, Amazon Payments can fill up the void with ease. Visit Website 7. Basically, if you already have a payment infrastructure in place then you can use Authorize. Apart from that, the transactions are also protected with advanced fraud detection and risk mitigation tools. In terms of global reach, Stripe wins hands down.

Nevertheless, if you want a payment solution for your online business, Authorize. It supports many forms of payments including credit and debit cards, mobile wallets, and bank transfers. It also has a POS system in place which can bring more in-person sales to your business. Apart from that, the pricing is very similar to Stripe with a processing fee of 2. If your business does a ton of payment processing, the second plant is definitely cheaper. Besides that, you get access to lots of marketplace tools and you can customize checkout forms as per your requirement.

All in all, Worldpay is a great payment service provider and you should definitely try it if you run an online business in the UK. Cardinity Cardinity is your best Stripe alternative if you operate your business in Europe. Cardinity accepts both credit and debit cards from all over the world.